Mumbai, April 25 -- Total income rose 25.15% year on year (YoY) to Rs 35,990.33 crore in the quarter ended 31 March 2024.

Net interest income (NII) grew 11% YoY to Rs 13,089 crore while net interest margin (NIM) slipped 16 basis points (bps) YoY to 4.06% during the quarter.

Profit before tax in Q4 FY24 stood at Rs 9,350.39 crore as compared with pre-tax loss of Rs 3,627.98 crore recorded in Q4 FY23.

Operating profit before provisions & contingencies increased 14.92% YoY to Rs 10,535.70 crore for the quarter. The bank's provisions and contingencies zoomed to Rs 1,185.31 crore from Rs 305.77 crore posted in same quarter last year.

The bank holds cumulative provisions (standard + additional other than NPA) of Rs 12,134 crore at the end ...